Vanguard Mortgage & Title, Inc. is a recognized FHA, VA, FNMA, and FHLMC approved lender. The Chief Executive Officer is Michael G. Knight, one of the industry's true visionaries. Vanguard is presently licensed in 38 States and has applications pending for licenses in the remaining states.

The Owners and Managers of the Maryland office of Vanguard Mortgage are also Founding Fathers of the corporate entity and own stock in the corporation both locally and nationally. We offer a complete range of Federal Housing Administration (FHA), Veterans Administration (VA), Federal National Mortgage Association (FNMA) conventional conforming and jumbo loans products for home purchase, home construction, and home refinancing, Construction to Permanent loans as well as Commercial loans.

The Four Founders in Maryland have over 130 years of combined experience in mortgage banking. They are:

• William S. “Bill” Steed - Founding Partner and Managing Director
• Linda L. Logsdon - Founding Partner and Regional Area Underwriter
• Helen M. Kidwell - Founding Partner and Virginia Branch Manager
• Thomas E. “Tom” Davis - Founding Partner and Maryland Branch Manager

The Reverse Mortgage National Division for all Vanguard Offices throughout the United States is also located in Maryland. The Division Director is Ana D. Blanco-Logsdon. Over the past 15 years, the Reverse Mortgage Division has provided reverse mortgages to thousands of clients throughout the United States.

Vanguard Mortgage & Title, Inc. Reverse Mortgage Division is an active member of the National Reverse Mortgage Lenders Association (NRMLA) located in Washington, D.C.

Ana D. Blanco-Logsdon is the Director of Operations for all Reverse Mortgages. Ana also is a Reverse Mortgage Loan Consultant and lives in Howard County, Maryland.

Ana D. Blanco-Logsdon takes pride in providing on going training for each of our reverse mortgage loan consultants and support staff. They are dedicated to serving you. We work together as a team – a Reverse Mortgage team with high standards of honesty, integrity, ethics, and professionalism. We are here to serve and care about of client’s financial health.

You may contact Ana at 301-345-2272 or by e-mail at AnaBlancologsdon@aol.com or Ana@GetAReverseMortgage.net.

National Reverse Mortgage Lenders Association (NRMLA)

Code of Conduct:
All employees of Vanguard Mortgage & Title, Inc. who are in any way involved with reverse mortgages are mindful that the soundness, usefulness, prosperity, and future of the Reverse Mortgage industry depends upon the honor and integrity of all persons engaged in the business.

1. Each employee of Vanguard Mortgage agrees to observe and maintain the following standards of conduct in dealing with the senior community and their families:
2. Encourage clients to discuss the loan transaction with family members and/or other trusted advisors.
3. Inform clients at no charge about all reverse mortgage programs and assist each client to determine the program most suitable for his or her needs.
4. When estimating potential reverse mortgage benefits, clearly and accurately identify all costs.
5. Take reasonable steps to check out the background and procedures of third parties before accepting referrals of business from them, and refuse to accept referrals from those that are found unacceptable. Employees shall disclose to clients any third party with a financial interest in the reverse mortgage transaction.
6. Not imply to a borrower that he or she is obligated to purchase any other product or service offered by the member or any other company in order to obtain a reverse mortgage.
7. Pay all loan proceeds directly to the borrower, except to retire existing debt, pay a contractor from the borrower's repair set-aside account, or pay property taxes or hazard insurance premiums from the borrower's set-aside account for taxes and insurance.
8. Employ individuals who have passed a background check, passed a drug test, and are found to be of good moral character.
9. Report any suspected violations of the Code of Conduct to the National Reverse Mortgage Lenders Association, and cooperate with all their investigations.
10. Make a good-faith effort to resolve concerns received from clients about a reverse mortgage transaction.