Fidelity & Trust Mortgage is a recognized FHA (Federal Housing Administration), VA (Veterans Administration), FNMA (Federal National Mortgage Association/Fannie Mae), and FHLMC (Federal Home Loan Mortgage Corporation/Freddie Mac) approved lender.

We offer a complete range of mortgage loans, lines of credit, jumbo loan, construction, construction-to-permanent loans as well as commercial loans.

The Reverse Mortgage National Division for all of Fidelity & Trust Mortgage throughout the United States is located in Maryland. Our team has over 15 years of experience working with reverse mortgage clients. Several of our team members were the original founding members to join the National Reverse Mortgage Lenders Association (NRMLA) which is located in Washington, DC. Fidelity & Trust Mortgage continues to promote what NRMLA stands for which is the education and protection of our senior clients.

We take pride in providing on-going training for each of our reverse mortgage loan advisors and support staff. We work together as a team -- a Reverse Mortgage team with high standards of honesty, integrity, ethics, and professionalism. We are dedicated to serving you and care about your financial health.

National Reverse Mortgage Lenders Association (NRMLA)

NRMLA Code of Ethics & Professional Responsibility

This NRMLA Code of Ethics and Professional Responsibility (Code of Ethics) describes values shared and rules applicable to all members of the National Reverse Mortgage Lenders Association (NRMLA). Under this Code of Ethics, NRMLA Members generally are responsible and will be held responsible for the actions or failures to act of their officers, directors, employees, agents and representatives.

As a condition of membership, all NRMLA Members are required to adhere to this Code of Ethics. Accordingly, each NRMLA Member agrees to observe, maintain and adhere to the following set of values:

Value 1: Fairness
NRMLA Members shall treat consumers with respect and dignity, and in a manner that is fair, reasonable and as they would want to be treated.

Value 2: Confidentiality
NRMLA Members shall appropriately respect, protect, preserve and safeguard the privacy and confidentiality of information obtained from and about consumers.

Value 3: Integrity
NRMLA Members shall act with integrity by adhering to the letter and spirit of this Code of Ethics, which includes disclosing potential conflicts of interest to consumers in a timely basis.

Value 4: Competence
NRMLA Members shall provide services to consumers in a competent manner, acquiring and maintaining necessary and appropriate knowledge, skills and experience to do so, and referring consumers to others who possess such knowledge, skills and experience when they are unable to do so.

Value 5: Diligence
NRMLA Members shall provide services to consumers with diligence and due care, promptly, thoughtfully, in a manner considerate of the interests of consumers and fully in compliance with all applicable legal and regulatory requirements.

Value 6: Professionalism
NRMLA Members' conduct shall reflect positively on NRMLA, the profession and the industry.